SSDI COLA Calculator for 2027
Social Security Disability Insurance benefits increase by 3.6% in 2027. The SSA estimates the average disabled worker's benefit rises from $1,642 to $1,701 a month — about $59 more.
Calculate your 2027 increase
Enter your current check — we apply the official 3.6% COLA and show your new amount instantly.
SSDI increase examples
| Current monthly benefit | With 3.6% COLA (2027) | Monthly increase |
|---|---|---|
| $500 | $518 | +$18 |
| $600 | $622 | +$22 |
| $700 | $725 | +$25 |
| $800 | $829 | +$29 |
| $900 | $932 | +$32 |
| $1,000 | $1,036 | +$36 |
| $1,100 | $1,140 | +$40 |
| $1,200 | $1,243 | +$43 |
| $1,300 | $1,347 | +$47 |
| $1,400 | $1,450 | +$50 |
| $1,500 | $1,554 | +$54 |
| $1,600 | $1,658 | +$58 |
| $1,700 | $1,761 | +$61 |
| $1,800 | $1,865 | +$65 |
| $1,900 | $1,968 | +$68 |
| $2,000 | $2,072 | +$72 |
| $2,100 | $2,176 | +$76 |
| $2,200 | $2,279 | +$79 |
| $2,300 | $2,383 | +$83 |
| $2,400 | $2,486 | +$86 |
| $2,500 | $2,590 | +$90 |
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Frequently asked questions
What is the Social Security COLA for 2027?
The Social Security Administration announced on October 14, 2026 that the cost-of-living adjustment (COLA) for 2027 is 3.6%. It applies to Social Security retirement, disability, survivors and spouse benefits, and to Supplemental Security Income (SSI).
How do I calculate my 2027 benefit?
Multiply your current monthly benefit by 1.036. For example, $1,500 becomes $1,554, and $2,000 becomes $2,072. The calculator on this page does the math for you, including an estimated take-home amount after Medicare Part B.
When will I get my first increased check?
SSI recipients receive the first increased payment on December 31, 2026. Social Security beneficiaries are paid in January 2027 on the second, third or fourth Wednesday, depending on their day of birth: born 1st–10th, January 13; 11th–20th, January 20; 21st–31st, January 27.
How much is the average increase?
The SSA estimates the average retired worker's benefit rises by about $75 a month, from $2,095 to $2,170. The average disabled worker's benefit rises from $1,642 to $1,701, and an aged widow or widower's from $1,936 to $2,005.
When will the SSA tell me my exact new amount?
The SSA posts your exact 2027 amount in your my Social Security account in late November 2026 and mails the official COLA notice during December 2026.